Darsh Advisory Private Limited (operating “Altkred” website) values the privacy, confidentiality, and security of its users’ personal information. Protecting personal and sensitive data entrusted to us is our highest priority. This Privacy Policy (“Policy”) describes how Altkred collects, uses, stores, secures, and discloses personal and sensitive information of its users and customers.1. DEFINITIONS
“Personal Information” means any information that relates to an identifiable individual, either directly or indirectly, in combination with other available data, that can identify such individual.
“Sensitive Personal Data” includes, but is not limited to:
- Passwords
- Financial information (such as bank account, or payment details)
- Financial Health-related information
- Sexual orientation
- Any other personal data provided to or received by Altkred for lawful business or contractual purposes
Information that is publicly available or furnished under any law, such as the Right to Information Act, 2005, shall not be considered Sensitive Personal Data.2. APPLICABILITY
This Policy applies to all Personal Information and Sensitive Personal Data collected directly by Altkred or through its affiliates, digital platforms, mobile applications, online portals, and electronic communications. It also applies to information automatically collected through cookies or server logs from the user’s browser.3. PURPOSE OF COLLECTION AND USE OF PERSONAL INFORMATION
Altkred collects and uses personal and financial information solely for legitimate business purposes, including but not limited to:
- Providing, improving, and personalizing services offered on the Platform
- Compliance with applicable laws, regulations, and KYC/AML requirements
- Processing transactions and facilitating financial services
- Communication and customer support purposes
- Risk management, fraud prevention, and system security
Altkred does not sell or share Personal Information for cross-selling or marketing purposes without explicit consent. The authenticity of the information provided by users is the responsibility of the user.
4. DISCLOSURE OF PERSONAL INFORMATION
Altkred shall not disclose Personal Information to third parties, except in the following cases:
- Where disclosure has been consented to in writing by the user.
- To authorized third-party service providers, on a need-to-know basis, under confidentiality obligations.
- Where disclosure is required by law, judicial order, or government/regulatory authority.
- To auditors, consultants, legal advisors, or professional partners for legitimate business purposes.
In all cases, Altkred ensures that such third parties adhere to the same data protection standards as maintained by Altkred.
5. SECURITY PRACTICES AND PROCEDURES
Altkred employs industry-standard security measures to safeguard user data, including encryption, firewalls, and secure access controls. Reasonable steps are taken to prevent unauthorized access, misuse, alteration, or loss of Personal Information.
All employees, affiliates, and partners of Altkred are bound by confidentiality obligations and trained to handle data responsibly. Transmission of data over the internet, however, may not be completely secure, and users acknowledge that they share data at their own risk.6. CONTACT INFORMATION
For any queries, discrepancies, or grievances related to your Personal Information, please contact: contact@altkred.com
7. NOTICE OF CHANGE
Altkred may amend or update this Privacy Policy from time to time. Any material changes will be notified on the Platform, and the effective date will indicate the last time this Policy was updated.8. COOKIE POLICY
Altkred’s website and digital platforms use cookies and third-party analytical tools to enhance user experience. Cookies help us remember user preferences, improve website functionality, and analyze usage patterns.
Users can choose to disable or delete cookies from their browser settings at any time. However, disabling cookies may affect website functionality. Altkred is not responsible for cookies placed by external websites or the data they collect.
